PROMO DURATION: Promo period is from November 17 to December 30, 2025

PROMO COVERAGE: Nationwide

PROMO SPECIFICATIONS:

The Gintong Pamasko Promo from PalawanPay runs from November 17 to December 30, 2025. During the promo period, customers who complete at least four (4) transactions under any of the following services — Send Money, Pay Bills, Scan QR (P2M), Pawn Renewal, Buy Load, or Claim International Remittance — will receive a notification where they can fill out their details to join and get a chance to win exciting prizes.

Users can earn multiple entries by performing more transactions.

WHO ARE QUALIFIED TO PARTICIPATE

The promo is open to:

1. All Palawan customers residing in and out the Philippines, 18 years old and above are eligible to join.
2. All Palawan customers who will perform any of the following transactions, regardless of amount

• Pay Bills 
• Sen Money
• Scan QR 
• Pawn Renewal
• Buy Load
• Claim International remittance
   

Note: All users who transact on PalawanPay app within the duration and fill-out the registration form will be automatically qualify for the ₱1M worth of Gold bar grand prize.

Once the customer completes 4 transaction per service, they will receive interstitial asset on their PalawanPay app prompting them to fill out their details to join the promo.

Employees of Palawan Group of Companies advertising agency and participating outlets including their relatives up to second degree of consanguinity or affinity are disqualified from joining the promotion.

DEADLINE OF SUBMISSION OF ENTRIES (DATE & TIME)

November  30, 2025, 11:59 PM (Covering entries from November 17 to November 30,2025)

December 30, 2025, 11:59 PM (Covering entries from December 1 to December 30, 2025)

DETERMINATION OF WINNERS

Each month, the following winners will be electronically selected at the Palawan Pawnshop Head Office Building, with a representative from the DTI invited to witness the raffle draw:

• Send Money transactions – 5 winners of 200,000 Worth of Gold bar
• Pay Bills transactions – 5 winners of 100,000 Worth of Gold bar
• Scan QR transactions – 5 winners of 10,000 Worth of Gold coin 
• Pawn Renewal transactions – 5 winners of 10,000 Worth of Gold coin 
• Buy Load transactions – 5 winners of 10,000 Worth of Gold coin 
• Claim International transactions –5 winners of 10,000 Worth of Gold coin

   

Note: All users who transact on the PalawanPay app during the promo period and complete the registration form will automatically qualify for the ₱1M worth of Gold coin and bar grand prize.

Venue:
PPG Head Office – Palawan Pawnshop Building, 170 Rizal Ave., Brgy. Masikap, Puerto Princesa City, 5300

1st Draw: December 9, 2025, 2:00 PM

2nd Draw: January 7, 2026, 2:00 PM

Raffle Draw

1. An internal program randomizer will be used to draw the winners under a DTI representative’s supervision. A customer can only win once and one prize during the promo duration.
2. In case a customer’s name is drawn multiple times, he or she will get the prize of a higher value. Prizes will be disbursed as is and not as cash. The prize is non-transferable.

PRIZES

• Claiming of prize is until 60 days from receipt of written notice from the PalawanPay representative. Failure to claim prizes within the said days will be forfeited with prior DTI approval.
• Registration of prize, insurances, shipping costs, and other expenses in claiming the prize, will be borne by Palawan Group of Companies.

   

WINNERS

• All winners of the raffle will be announced on PalawanPay’s social media pages (Facebook). All winners will be notified via text message and registered mail by the PalawanPay officer.
• All winners will receive prizes tax free. The Palawan brand will pay tax for prizes exceeding P10,000.00.
• All winners may claim their tangible prize(gold bar and/or coin) at the nearest Palawan Express branch. To claim the prize, winners must present a valid ID and text notification.

   

TERMS AND CONDITIONS

1. Palawan Group of Companies reserves the right to repurpose posted content related to this for promotional purposes.
2. Each winner shall allow PalawanPay to use his/her name or picture in its marketing communication materials.

    

DATA COLLECTION

An internal program randomizer will be used to draw the winners under a DTI representative’s supervision. Entries will be taken from the transactional log data from PalawanPay’s system. Customers who will meet the set criteria will be included in the pool of entries.

PROMO ANNOUNCEMENT

Announcements/collateral bearing the important promo details will be posted in PalawanPay social media pages, official website and PalawanPay app.

DTI Fair Trade Permit No. FTEB-242820 Series of 2025