PROMO DURATION: Promo period is from September 1 to October 31, 2025.

PROMO COVERAGE: Nationwide

PROMO SPECIFICATIONS:

The Download, Get Verified, and Cash-in to Win Gold will take place from September 1 to October 31, 2025. During the promo period, all PalawanPay users with basic accounts who will upgrade to verified PalawanPay accounts and complete at least one (1) cash-in transactions without minimum amount through any of the following channels—Palawan Pawnshop branches, Palawan Express Pera Padala Outlets, Palawan Express Remittance Sub-Agents, Pay&Go kiosks, or InstaPay (from other e-wallets and banks)—will get one (1) e-raffle entry and a chance to win an exciting prize!

WHO ARE QUALIFIED TO PARTICIPATE

The promo is open to:

1. All Palawan customers residing in and out the Philippines, 18 years old and above are eligible to join.
2. All Palawan customers who will be able to:
   
   

Upgrade their PalawanPay account to ‘Verified’ within the promo duration. This covers:

• New Users who will download the app, register an account, and successfully upgrade their account to ‘Verified’
• Existing Users (‘Basic’ account holders) who will successfully upgrade their account to ‘Verified’
  
  

Make at least one (1) cash-in transaction of any amount during the promo period through any of the following channels: Palawan Pawnshop branches, Palawan Express Pera Padala Outlets, Palawan Express Remittance Sub-Agents, Pay&Go kiosks, or InstaPay (from other e-wallets and banks)

Once the customer is verified and completes at least one cash-in transaction, they will receive a confirmation message with a link inviting them to join the promo.

Confirmation message: Congrats, Suki! Nakumpleto mo na ang Cash-in transaction! May 1 e-raffle entry ka na for a chance to win Palawan Gold!✨ Sali na! Confirm here:
https://forms.office.com/r/pW2ia4C9gc

Employees of Palawan Group of Companies advertising agency and participating outlets including their relatives up to second degree of consanguinity or affinity are disqualified from joining the promotion.

DEADLINE OF SUBMISSION OF ENTRIES (DATE & TIME)

October 31, 2025, 11:59 PM (Covering entries from September 1 to October 31, 2025)

DETERMINATION OF WINNERS

A. Date and Time
November 7, 2025, at 2:00 PM, which will also be supervised by a DTI representative and representatives from Palawan Pawnshop – Palawan Express Pera Padala. (Announcement: November 19, 2025, 10:00 AM)

B. Venue
PPG Head Office – Palawan Pawnshop Building, 170 Rizal Ave., Brgy. Masikap, Puerto Princesa City, 5300

Raffle Draw

1. An internal program randomizer will be used to draw the winners under a DTI representative’s supervision. A customer can only win once and one prize during the promo duration.
2. In case a customer’s name is drawn multiple times, he or she will get the prize of a higher value. Prizes will be disbursed as is and not as cash. The prize is non-transferable.
3. Order of Raffle
   1. 20 grams Palawan Gold (1 winner)
   2. 3 grams Palawan Gold (2 winners)
   3. 1 gram Palawan Gold (5 winners)
      
      

PRIZES

• Claiming of prize is until 60 days from receipt of written notice from the PalawanPay representative. Failure to claim prizes within the said days will be forfeited with prior DTI approval.
• Registration of prize, insurances, shipping costs, and other expenses in claiming the prize, will be borne by Palawan Group of Companies.

WINNERS

• All winners of the raffle will be announced on PalawanPay’s social media pages (Facebook). All winners will be notified via text message and registered mail by the PalawanPay officer.
• All winners will receive prizes tax free. The Palawan brand will pay tax for prizes exceeding P10,000.00.
• All winners may claim their tangible prize at the nearest Palawan Express branch. To claim the prize, winners must present a valid ID and text notification. 
  
  

TERMS AND CONDITIONS

1. Palawan Group of Companies reserves the right to repurpose posted content related to this for promotional purposes.
2. Each winner shall allow PalawanPay to use his/her name or picture in its marketing communication materials. 
   
   

DATA COLLECTION

An internal program randomizer will be used to draw the winners under a DTI representative’s supervision. Entries will be taken from the transactional log data from PalawanPay’s system. Customers who will meet the set criteria will be included in the pool of entries.

PROMO ANNOUNCEMENT

Announcements/collateral bearing the important promo details will be posted in PalawanPay social media pages, official website and PalawanPay app.

DTI Fair Trade Permit No. FTEB-234640 Series of 2025